| Solution | Free Court Calculator | Calin Basic | Calin Online | Calin Pro |
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| Platform | Windows Browser | Windows OS | Windows Firefox | Windows OS |
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| Full particulars of calculations are given so they can be trusted, readily accepted by all stakeholders, and easily charged for by professional advisers | | ✓ | ✓ | ✓ |
| Guided screen-by-screen (‘wizard’) interface eliminates learning curve for immediate productivity | | | | ✓ |
| Provides professional advisers with additional fee-earning potential rather than simply making work easier and more accurate | | | | ✓ |
| Specific Uses | | | | Many uses |
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| Calculate interest on simple debts (i.e. a single amount) | ✓ | ✓ | ✓ | ✓ |
| Calculate interest for court claims | ✓ but only with the current rate | ✓ | ✓ | ✓ |
| Check for interest overcharged by financial institutions on your credit cards, loans, overdraft and other accounts | | | ✓ | ✓ |
| Calculate interest owed to you on overdue business accounts and fees | | | ✓ | ✓ |
| Landlords precisely calculate interest owed to them by delinquent lessees | | | ✓ | ✓ |
| Calculate interest charged in contracts or imposed under legislation | | | ✓ | ✓ |
| Calculate interest on loans between business partners and directors and their companies | | | ✓ | ✓ |
| Litigators can use highly detailed calculations as a weapon by proposing figures that opponents cannot disprove or cost them too much to check. Can also derail opponent’s court action, justify adjournments, buy time etc. | | | | ✓ |
| Calculate interest on multiple transactions | | | ✓ | ✓ |
| Use sophisticated repayment planner to resolve outstanding debts. You can factor in account moratorium interest rates, ad-hoc payments and allow to skip regular repayments. It then produces a schedule to give the creditor with the amount due on each specific date. | | | | ✓ |
| Repayment plan calulates what regular payment is needed to reduce the debt to X (amount) by Y (date) | | ✓ | | ✓ |
| Repayment plan takes into account ongoing interest so it isn’t lost. | | | | ✓ |
| Generate list of dates and payment amounts that debtor must comply with. | | | | ✓ |
| Calculate scale costs for Queensland Magistrates, District and Supreme Courts (Elite/Queensland Ed.) | | | | ✓ |
| Calculate scale costs for NSW Local, District and Supreme Courts (Elite/NSW Ed.) | | | | ✓ |
| Calculate Remission of Income Tax interest (Elite/Accountant’s Ed.) | | | | ✓ |
| Seamless multiple-phase interest. Choose different interest rate files and calculation settings (compounding etc) for each phase. | | | | ✓ |
| Rates | | | | Many uses |
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| User can create their own interest rate files | | ✓ | ✓ | ✓ |
| Store rates that change from a certain date | | ✓ | ✓ | ✓ |
| Select interest rate files from easy to use menu | ✓ | ✓ | ✓ | ✓ |
| Adjust prevailing interest rate by plus/minus x% or times N | | ✓ | ✓ | ✓ |
| Use “simple” interest rate eg 10% | | ✓ | ✓ | ✓ |
| Store interest rates for reuse | | ✓ | ✓ | ✓ |
| Easily create custom interest rates based on other stored rates | | | ✓ | |
| Create ad-hoc rates on the fly & which are saved with the calculation. | | | ✓ | ✓ |
| Specify and store tiered interest rates that change according to the Amount of principal as well as date eg 5% to $5000 then 6% to $20000 etc. | | | | ✓ |
| Program when interest rate reviews occur rather than assuming that new rates are to be used as soon as a new one is available | | | | ✓ |
| Separate interest rates for debit and credit balances | | | | ✓ |
| Advanced rate review settings that can handle all known jurisdictions | | | | ✓ |
| Included interest rates subscriptions for all Australian Courts (all Australian Editions) | ✓ but only with the current rate | ✓ | ✓ | ✓ |
| Calculation Control | | | | Many uses |
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| Specify days-per-year assumption | | ✓ | ✓ | ✓ |
| Apply daily compound interest | | ✓ | ✓ | ✓ |
| Say whether first and/or last date is included in the calculation | | ✓ | ✓ | ✓ |
| Apply multiple interest rates that change on specified dates | | ✓ | ✓ | ✓ |
| Apply interest and compound interest at non-daily intervals eg end of each month | | ✓ | | ✓ |
| Detailed tracking of credits to particular debit transactions | | | ✓ | |
| Transactions can include (and skip interest on) items that don’t attract interest | | | ✓ | ✓ |
| Specify moratorium interest rates for one or more periods | | | | ✓ |
| Automatically calculates and inserts recurring dates such as the dates that payments under a loan or lease are due | | | | ✓ |
| Calculation takes into account transaction due-date (eg 14 days) as well as the nominal date. | | | | ✓ |
| Automatically discount future payments — for example when calculating interest and principal due under a breached lease. | | | | ✓ |
| Finance Calculations | | | | Many uses |
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| Calculate the recurring repayment due on a proposed loan. | | ✓ | | ✓ |
| Produce a schedule of repayments on a mortgage, including the Interest and Principal component of each specific payment. | | | | ✓ |
| Calculate the Present Value or Future value of an investment or annuity. | | | | ✓ |
| Date Calculator tab to calculate the number of days, weeks etc between two dates. | | | | ✓ |
| 12 month licence | | | | |
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