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Overview of Program Features |
  
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Overview of Program Features |
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Calin is available in two models - Basic and Professional. There is also an add-on to the Professional version for Queensland practitioners.
This table clarifies the differences between each model. Click the corresponding More info link for information about a feature.
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Professional |
Professional (Qld Ed.) |
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Apply multiple interest rates based on date rate changed |
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Store interest rates in file for reuse |
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Apply interest at user-defined intervals |
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Apply compound interest at user-defined intervals |
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Select interest rate files from easy to use menu |
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Use "simple" interest rate eg 10% |
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Adjust prevailing interest rate by plus/minus or times X% |
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Select date range using drop-down calendar |
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Say whether first and/or last date is included in the calculation |
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Calculate interest on simple principal (i.e. a single amount) |
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Calculate interest on multiple transactions |
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Save calculation to file |
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Store a mini-database of calculations on simple amounts of principal |
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Store a mini-database of calculations on multiple transactions |
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Store rates that change from a certain date |
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Program when interest rate reviews occur rather than assuming that new rates are to be used as soon as a new one is available |
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Narrate the interest calculation in plain text using plain English |
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Print the calculation in table format |
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Advanced rate review settings that can handle all known jurisdictions |
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Calculate interest on credit balances as well as debit balances |
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Separate interest rates for debit and credit balances |
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Specify moratorium interest rates for one or more periods |
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Calculate repayment plan - what regular payment is needed to reduce the debt to X (amount) by Y (date) |
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Generate list of dates and payment amounts that debtor must comply with. |
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Calculate interest on leases, credit cards, store accounts, professional bills etc |
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Advanced narration of calculation in text format regardless of changes in principal, rates, moratorium, days per year etc |
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Specify days-per-year assumption |
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Produce reports in rich text format (RTF) that you can paste into other programs |
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User can create their own interest rate files |
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Context-sensitive help file |
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Calculation takes into account transaction due-date (eg 14 days) as well as the nominal date. |
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Specify and store tiered interest rates i.e. that change according to the amount of principal as well as date. |
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Outputs merge-file of results fields that you can mail-merge with Microsoft Word and WordPerfect. |
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Can automatically discount future payments — for example when calculating interest and principal due under a breached lease. |
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Automatically calculates and inserts recurring dates such as the dates that payments under a loan or lease are due |
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Create ad-hoc rates on the fly & which are saved with the calculation. |
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Calculate and merge multiple calculations/cases to Word or WordPerfect precedents - ideal for bulk debt recoveries. |
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Transactions can include items that don't attract interest (eg legal costs etc) as well as leviable items |
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Calculate scale costs for Queensland Magistrates, District and Supreme Courts |
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Software written and supported by experienced commercial litigation lawyer |
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