Which Calculator is right for me?

Calculate interest on multiple transactions, leases, credit cards, store accounts, professional bills.
Perform complex calculations: multiphase interest; discount on future payments; interest on credit and debit balances.
Step-by-step process to calculate remission of Income Tax interest, scale costs for Qld Magistrates, District and Supreme Courts, Scale costs for NSW Magistrates, District and Supreme Courts, and create repayment plans.

Easily roll out an interest calculator for your staff by adding link to staff intranet
Detailed audit trail of how credits are applied to pay debit transactions

Interest on a single amount/simple principle
Repayment plans.

Calculate the number of days weeks and years between two dates
Sort events into date/time order to calculate and print a detailed chronology of dates and events.

Here's our comparison guide to the Calin Interest Calculators

It's easy to view, compare and choose the Calin Interest Calculator version with the features you need.

Compare Interest Calculators - Calin Basic Interest Calculator

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Compare Interest Calculators - Calin Online Interest Calculator

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Compare Interest Calculators - Calin Professional Interest Calculator

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	Full particulars of calculations are given so they can be trusted, readily accepted by all stakeholders, and easily charged for by professional advisers
	Guided screen-by-screen ('wizard') interface eliminates learning curve for immediate productivity
	Provides professional advisers with additional fee-earning potential rather than simply making work easier and more accurate

	Calculate interest on simple debts (i.e. a single amount)
	Calculate interest for court claims
	Check for interest overcharged by financial institutions on your credit cards, loans, overdraft and other accounts
	Calculate interest owed to you on overdue business accounts and fees
	Landlords precisely calculate interest owed to them by delinquent lessees
	Calculate interest charged in contracts or imposed under legislation
	Calculate interest on loans between business partners and directors and their companies
	Litigators can use highly detailed calculations as a weapon by proposing figures that opponents cannot disprove or cost them too much to check. Can also derail opponent's court action, justify adjournments, buy time etc.
	Calculate interest on multiple transactions
	Calculate repayment plan - what regular payment is needed to reduce the debt to X (amount) by Y (date)
	Repayment plan takes into account ongoing interest so it isn't lost.
	Generate list of dates and payment amounts that debtor must comply with.
	Calculate scale costs for Queensland Magistrates, District and Supreme Courts^1
	Calculate scale costs for NSW Local, District and Supreme Courts^2
	Calculate Remission of Income Tax interest ^3
	Seamless multiple-phase interest. Choose different interest rate files and calculation settings (compounding etc) for each phase.

	User can create their own interest rate files
	Store rates that change from a certain date
	Select interest rate files from easy to use menu
	Adjust prevailing interest rate by plus/minus x% or times N
	Use "simple" interest rate eg 10%
	Store interest rates for reuse
	Easily create custom interest rates based on other stored rates
	Create ad-hoc rates on the fly & which are saved with the calculation. ²
	Specify and store tiered interest rates that change according to the Amount of principal as well as date eg 5% to $5000 then 6% to $20000 etc.
	Program when interest rate reviews occur rather than assuming that new rates are to be used as soon as a new one is available
	Separate interest rates for debit and credit balances
	Advanced rate review settings that can handle all known jurisdictions

Calculation control

	Specify days-per-year assumption
	Apply daily compound interest
	Say whether first and/or last date is included in the calculation
	Apply multiple interest rates that change on specified dates
	Apply compound interest at non-daily intervals eg end of month
	Detailed tracking of credits to particular debit transactions
	Transactions can include (and skip interest on) items that don't attract interest
	Specify moratorium interest rates for one or more periods
	Automatically calculates and inserts recurring dates such as the dates that payments under a loan or lease are due
	Calculation takes into account transaction due-date (eg 14 days) as well as the nominal date.
	Automatically discount future payments — for example when calculating interest and principal due under a breached lease.

Calin Professional - Queensland Solicitor's Version
Calin Professional - NSW Solicitor's Version
Calin Professional - Australian Tax Accountant Version